Why Do We Need Health Insurance?
The reality about life is that it is unpredictable. One cannot think what can happen to him at the very next second. It may so happen that one is walking down the road smoothly, but at the very next second, the building collapses due to an Earthquake. What can he do? This is not in anybody’s hands. This is what life is about. It is uncertain. It is very necessary to have a backup for one’s family, because if the person is the only earning person of the family, then it makes the situation more complicated. Therefore, one needs to plan properly what can happen in the future. One of the perfect solutions for the same is health insurance.
If the person has an insurance policy, it reduces an ample amount of stress from one’s life. We all know that there is nothing above health, so one should have a proper health insurance policy to secure the future of the individual and his family.
It has been observed that there are various types of insurance available for an individual like home insurance, car or bike insurance and the most important one is arogya insurance or health insurance, and many more.
Car insurance deals with the damage caused to cars during the accident. Home insurance deals with damage caused to homes during natural calamities etc.
Health insurance deals with health-related issues. It is one of the vital insurances which everyone should have. There has been the inauguration of the policy of arogya insurance. Let us discuss arogya sanjeevani insurance which is the standard health insurance plan that covers up the medical package from 2 to 2.5 lakhs to 5 lakhs. The plan includes the medical expenses of pre and post-hospitalization which includes ambulance expenses, room charges for stay in the hospital, charges for a doctor visit, ICU charges, etc.
This article deals with the benefits of arogya health insurance and health matters too.
The listing below is some of the benefits of the arogya health insurance policy.
Benefits of The Arogya Health Insurance Policy
- Arogya sanjeevani insurance policy is one of the most affordable health insurance policies in the market as of today.
- The second-best part is that it covers the entire family, including the customer’s parents-in-law. It is based on an individual and family floater basis.
- It also provides insurance to all people under the age of 50 without any need for a prior health check-up.
- The Arogya Health Insurance Policy helps in relaxation in taxes, by deduction of taxes under section 80D. Apart from this it also provides a cover against deadly coronavirus. It has helped a lot of patients during this pandemic era and has helped to make their life quite easy.
- The best part is that it heals out all the expenses of the hospital, easing the patient’s life.
- It provides a lot of benefits for first-time buyers at a minimal cost.
- The Policy also provides a cumulative bonus of 5% of the total money insured, during the claim-free years.
- It provides a low co-payment option for the buyers that means the buyers will have to only give 5% of the money of total claim money during the time of settlement.
- The best part is that it also avoids confusion in the minds of the people because the terms and conditions set by different insurance policy companies are the same on the root level.
- It also provides lifetime renewable options to the applicants, if they want to continue the same policy down the years. The lifetime option opens up more varieties for the applicants.
These were some of the main benefits of arogya insurance. In today’s changing world, insurance policy has become a necessity. Apart from making life a little relaxing during difficult times, it also provides a safety cover for the future.
Everyone wants their family members to be safe and protected. So, this can only be possible by taking up the best insurance policy for his family. One cannot risk life for the sake of little money.
There is a wide option in companies to choose from, that provide health insurance policies. But for now, let’s discuss the Care Health Insurance company. It is that insurance policy company that provides health insurance to its customers without any specification of age, that is it provides insurance to all the age groups of the society.
The easy-to-pay premium method has also boosted up the demands of the company as it will not burden up the mind of the applicant. The linkage and network of this organization are established all over India. It is linked to more than 8000 hospitals in our country. This health insurance company provides an annual free checkup for the policyholder. One must go for care health insurance once in their lifetime.